PWLB briefing

End of Day Wrap-Up

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Gilt yields ended the day little changed across most maturities, resulting in a flat to marginally softer close for PWLB rates.

GILT MOVE SUMMARY

Tenor Yield Change Comment
2y 4.41% +3bp Mild front-end upward pressure
5y 4.61% +2bp Short-dated yields slightly higher
10y 5.03% +1bp Belly broadly steady
30y 5.74% -1bp Long end marginally softer

PWLB CLOSE SNAPSHOT

Tenor Rate Change
1y 5.19% unch
5y 5.61% unch
10y 6.08% unch
25y 6.69% unch
50y 6.48% -1bp

WHAT DROVE TODAY

There was no clear directional driver for gilts today. The only notable domestic data was June CPI, which came in at 2.60% y/y (Forecast: 2.70%, Previous: 2.80%), showing a slightly softer inflation print. However, core CPI was in line with expectations at 2.60% y/y. No major UK or global news directly impacted gilt yields, and broader market commentary focused on external themes such as oil prices and global earnings, with little direct read-across to UK rates.

WHAT THIS MEANS

  • PWLB rates — Ended the day essentially unchanged across most maturities, with only the 50y rate down (-1bp).
  • Borrowing costs — Remained stable, with no material shift in funding conditions for local authorities.
  • Yield curve — Slight flattening at the long end, but overall curve shape was little changed.

NEXT ON THE DIARY

  • Thu 11:00 — GBP CBI Business Optimism Index (Forecast: -40)
  • Thu 11:00 — GBP CBI Industrial Trends Orders (Forecast: -40)

Overall, local authority borrowing rates were steady, with no significant market or data-driven catalysts today.

This commentary is for information only and does not constitute financial advice. Always verify rates directly with PWLB or official sources before making borrowing decisions.

All briefings for 22 July 2026 · July 2026 archive · All PWLB briefings